It is a misconception that a disability insurance company must give weight to a favorable social security decision. The fact is, a disability insurance company does not have to be deferential to social security’s determination. However, it is in your best interest to ensure that the supportive evidence in the social security file submitted is received by the disability insurance company before the final appeal decision is made. Watch this video to learn more.
Disability insurance attorneys Cesar Gavidia and Gregory Dell stress the importance of strong medical support from a treating doctor. Lack of support from a treating doctor will result in the denial of long term disability benefits. The support of every doctor is essential throughout the duration of the disability claim and not just when submitting an application for benefits. Unfortunately most doctors only want to treat patients and they don’t want to deal with claim forms from insurance companies. Continue reading
Rachel Alters and Cesar Gavidia discuss the IME Exam required by the Hartford disability insurance company. This information is applicable to IME exams requested by most disability insurance companies.