No one ever expects to become disabled and unable to pay their bills. But when you need to collect Hartford disability insurance benefits you need to be prepared. In this video and article learn what every Hartford disability income policy holder needs to do when filing a claim…
No one ever expects to become disabled. But when you need to collect Hartford disability insurance benefits you need to be prepared. In this video and article learn what every Hartford disability income policy holder needs to do when filing a claim for short-term or long-term Hartford…
A frequent question we get asked at our disability insurance law firm is, “How does Hartford long term disability (LTD) work?” Getting approved for LTD is not as easy as just filling out a claim form and sending it in to the company. You must supply adequate medical evidence to…
Denials of AETNA disability benefits are certainly not unusual, as many thousands of policyholders can confirm. However, if the denied disability claim eventually makes its way past an ERISA denial, an ERISA appeal, and into a court of law, the game can sometimes change in favor of the claimant. Disability…
Gina Pike received long term disability (LTD) benefits for eight years from her disability insurer, Hartford Life and Accident Insurance Company (Hartford) when the company suddenly terminated her benefits. She filed two administrative appeals, but Hartford still denied benefits, so Pike filed this ERISA lawsuit. In Gina Pike v. Hartford…
This video is of disability attorneys Gregory Dell and Stephen Jessup discussing a case Mr. Jessup won on appeal against Hartford on behalf of his client who suffered from pain, swollen joints, and cognitive dysfunction due to Rheumatoid Arthritis (RA). The man reported that his pain was under control, but…
In Kristen Reetz v. Hartford Life and Accident Insurance Company, the Western District Court for Seattle, Washington, granted Reetz’s motion for judgment, reinstating her long-term disability benefits that had been terminated by Hartford. As the Court commented, “Ms. Reetz’s medical history, as well as the facts behind Hartford’s termination of…
California Court overturns Hartford’s denial of long term disability to plaintiff who suffers from chronic fatigue syndrome and awards benefits without remand. Nagy v. Group Long Term Disability Plan for Employees of Oracle America, Inc. (Hartford) is helpful for plaintiff’s suffering from chronic fatigue syndrome (CFS) if the insurer continues…
Rachel Alters and Cesar Gavidia discuss the IME Exam required by the Hartford disability insurance company. This information is applicable to IME exams requested by most disability insurance companies.
NJ Court finds that a plan administrator may rely on the opinions of doctors who have reviewed a patient’s medical records, but who have not physically examined the patient. We often get asked whether long term disability insurers can rely upon the opinions of doctors’ who do a paper-only review…