Are you asking yourself the question, “Do I qualify for disability insurance benefits?”? In this round table discussion, the disability insurance attorneys at Dell & Schaefer examine the topics: what are the terms of your disability insurance policy the definition of “pre-existing condition” why medical support is so important how carriers use the fact that […]
In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more information on applying for disability […]
Each long term disability insurance policy can be a bit different, even those that are issued by the same disability insurance carrier. Lincoln Financial recently took over Liberty Mutual, and in the process, took on responsibility for many of the short term disability policies Liberty issued and administrated. Because of this, Lincoln Financial can operate […]
Sun Life Disability operates throughout the U.S. and almost exclusively provides group long term disability (LTD) insurance policies. These group policies are usually purchased by employers on their employees’ behalf, and are governed by the Employee Retirement Income Security Act (ERISA). If Sun Life denies a claimant’s claim for long term disability insurance benefits, the […]
If you’ve recently received a disability insurance denial notice from Guardian Disability, you’re not alone – and you have options. Disability insurance carriers like Guardian tend to deny claims out of hand in the hopes that the claimant won’t pursue the matter further. If a disability insurance claimant does appeal, depending on factors like the […]
If you’re a claimant who has just received a letter from Mass Mutual indicating your long term disability claim was denied, you may wonder about your next steps. Can – and should – you sue Mass Mutual? Is there any chance of settling your claim outside of court? Do you have any other recourse? Learn more about the ins and outs of handling a Mass Mutual long term disability insurance claim denial.
We help doctors understand the importance of explaining to the insurance company how your medical condition interferes with your ability to do your job.
Hiring an attorney to prepare your claim for long-term disability benefits can make the difference in approval or denial of benefits.
The length of time to process a disability benefits claim depends on the elimination period and providing complete evidence to the insurance company.
Disability insurance attorneys at Dell & Schaefer law firm reveal how Hartford long term disability coverage works and how to avoid a disability claim denial.