Disability insurance attorneys Stephen Jessup and Gregory Dell discuss the importance of understanding the “definition of disability” in your long term disability policy. It’s very common for long term disability claims to be denied due to the definition of disability changing from own occupation to any occupation. We discuss steps you can take to prevent […]
Disability Denial Reason #2 – What Disability Claimants Should Know About the Vocational Review Process
Being approved for long term disability insurance benefits can be a huge relief for anyone worried about how they’ll pay their bills when they’re not able to perform full-time work. But even for disability policies that claim to offer a “lifetime” of benefits, this approval may not be permanent. For group long term disability policies […]
Can I Win My Lawsuit For Disability Benefits Against Northwestern Mutual?
Successfully litigating cases against Northwestern Mutual can be extremely difficult due to Northwestern Mutual’s reputation for conducting thorough reviews of disability insurance claims prior to the denial of a claim. Our attorneys have extensive experience in representing insured at all levels of the claims process with Northwestern Mutual to include litigation. No two disability claims […]
Keep a Pain Journal (Symptom Log)
When you submit proof of your long term disability it’s only as good as how it looks on paper. Medical records are the most important, but keeping a daily log of your pain and symptoms is further proof of your disability.
Is UNUM a Good Disability Insurance Company?
UNUM is one of the biggest long term disability insurance carriers in the world, which means here at Dell Disability Lawyers, we see UNUM disability insurance claim denial letters every week. Like all insurance carriers, UNUM has some quirks and unique processes it employs when reviewing a long term disability insurance claim. Read on to […]
The United Healthcare Disability Denial – LTD Lawyer Tips
Disability insurance attorney Alex Palamara discusses the basic initial things you must do if your long term disability benefits have been denied by United HealthCare. If you have been denied, our disability insurance lawyers offer an immediate free phone consultation and review of your disability benefit denial.
You Should Follow Through with All of Your Doctors Suggestions
To prevent a long term disability denial, we want you to understand how important it is to follow your doctors suggestions. The disability insurance companies are only looking for one reason to deny your long term disability benefits. Make sure your doctor is recommending everything possible to treat and diagnose your medical condition(s).
Disability Insurance Lawyer Tips for Symetra Disability Benefit Denials
Symetra’s share of the long term disability insurance industry has grown significantly. Symetra is a subsidiary of the multi billion dollar Sumitomo Life Insurance Company. Disability insurance lawyers Alex Palamara and Gregory Dell provide some tips on how to handle a Symetra disability benefit denial. We encourage you to contact us for a phone consultation […]
Do Not Use Social Media
Social media is the number one tool disability insurance companies use to deny long term disability claims. As much as you love it, don’t use it and be careful about appearing on the social media posts of others.
Your Date of Disability Must be Supported
Selecting a date of disability is very important and you have to be strategic.