NJ Court finds that a plan administrator may rely on the opinions of doctors who have reviewed a patient’s medical records, but who have not physically examined the patient. We often get asked whether long term disability insurers can rely upon the opinions of doctors’ who do a paper-only review…
Jannette Neal filed a lawsuit against Hartford Life Group Insurance Company in the United States District Court of the Western District of Arkansas, challenging the insurer’s decision to deny her long-term disability benefits. As a result of a lack of medical support from her treating physicians, Ms. Neal’s denial of…