We discuss a federal court victory against Unum in a disability case involving a McKinsey consultant with a mental-health claim. Despite Unum’s multiple medical paper reviews and denial tactics, the judge conducted a de novo review, gave greater weight to treating specialists who had examined the claimant, and ruled in…
Long term disability attorneys Greg Dell and Cesar Gavidia discuss a successful appeal they handled against Unum, a major disability insurance company known for frequent denials. The case involved a high-level legal recruiter who developed severe, near-daily migraines after receiving a COVID-19 booster. Although she had mild, occasional migraines in…
We discuss a successful appeal overturning Unum’s denial of disability benefits for a golf course maintenance director who suffered a stroke. Unum initially approved his claim but later denied benefits after his doctors failed to complete required forms and Unum misinterpreted medical records—such as notes about traveling and signing up…
Unum is the world’s largest disability insurance company and they have a checkered past of denying and delaying disability benefits. Long term disability attorneys Stephen Jessup and Gregory Dell discuss their views as to why Unum has so many negative reviews.
From our experience, Unum denies more than 95% of their long-term disability insurance claims without examining a claimant. Long term disability Attorneys Alex Palamara and Gregory Dell discuss the legality of Unum denying disability claims without examining a claimant and the reasons that Unum usually does not examine a claimant.…
Disability insurance attorneys Gregory Dell and Cesar Gavidia discuss the steps to take if your Unum long term disability claim has been denied. We discuss what to expect in the denial letter and the information that you are entitled to receive in order to prepare an appeal. We discuss what…
UNUM is one of the biggest long term disability insurance carriers in the world, which means here at Dell Disability Lawyers, we see UNUM disability insurance claim denial letters every week. Like all insurance carriers, UNUM has some quirks and unique processes it employs when reviewing a long term disability…
What does it take for your Unum long term disability benefits to continue for as long as you need them? In a recent video with disability attorneys Gregory Dell and Cesar Gavidia we provide many tips to help you avoid a Unum disability benefit denial. In our video we discuss…
Getting approved for Unum disability benefits is only step 1 in the process, as Unum will continue to determine your eligibility for long term disability benefits on a monthly basis. Disability insurance attorneys Gregory Dell & Stephen Jessup provide tips about what you should expect every month with a Unum…
When applying for a long-term or short-term disability insurance benefit with Unum, it literally pays to know what you’re up against. The Unum Group, home to one of the world’s largest disability insurance companies, has reported over a billion dollars in annual profits. Not assets, but profits. Suffice it to…