Getting approved for Unum disability benefits is only step 1 in the process, as Unum will continue to determine your eligibility for long term disability benefits on a monthly basis. Disability insurance attorneys Gregory Dell & Stephen Jessup provide tips about what you should expect every month with a Unum…
When applying for a long-term or short-term disability insurance benefit with Unum, it literally pays to know what you’re up against. The Unum Group, home to one of the world’s largest disability insurance companies, has reported over a billion dollars in annual profits. Not assets, but profits. Suffice it to…
Once you’re approved for your UNUM long term disability claim, you may feel as though you’ve crossed an important finish line. But in many cases, a UNUM disability claim approval is only the beginning of a much longer process. Learn more about the ins and outs of receiving disability benefits under a UNUM long term disability policy,…
As the world’s largest disability insurance company, Unum doles out its fair share of disability claim denials each and every year. That’s why a disability insurance law firm such as Dell & Schaefer has handled more than 1,000 Unum denied claim appeals. Though some policyholders attempt to fight a denied…
As one of the largest long term disability insurance companies in the world, Unum is in a unique position to offer policy features that its rivals don’t. Specifically, it’s one of the only providers that engage in what is known as a lump sum disability buyout. What that means for…
When a court of law weighs in on a denied disability benefit, it can go either way. This was especially true with a recent Unum disability claim denial in which a woman suddenly lost her benefits after receiving them for nine years. Fortunately, the judge ruled in favor of the…
Disability Insurance Attorneys Dell & Schaefer has handled thousands of Appeals against UNUM. Learn what the most important thing a UNUM policy holder needs to know before filing an appeal. GREGORY DELL: Hi, I’m attorney Greg Dell here with attorney Stephen Jessup. And we want to talk about Unum appeals,…
New Hampshire Court holds that Unum properly terminated LTD benefits based on self-reported pain limitation clause in policy even though Plaintiff provided objective proof of disability through a positive trigger point test. 24 Month Limitation for Self-Reported Symptoms Many disability polices contain a clause limiting benefits to 24 months when…
Unum Claimant receives over $103,000 in SSDI payments and Unum files lawsuit seeking repayment of disability benefits. Court Order Claimant to Pay Unum $103,963.30. A Michigan Federal court recently entered a court Order against a Unum disability claimant and former employee of Allegis Group Inc. The Unum claimant submitted a…
Recently, three separate lawsuits were filed in California and Alabama against Unum Life Insurance Company of America for the improper termination or denial of long term disability benefits. For each of these individuals, the lawsuits, which were filed with the help of their respective disability lawyers, was their final hope…