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Long Term Disability Law Blog

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What to Expect in 2021 from Disability Insurance Companies

For many disability insurance companies, 2020 was a year of adjustment, while 2021 marks the first full year of the “new normal.” Disability insurance companies have begun to adjust to some major changes in how they do business, from an increase in the number of employees working remotely to corporate…

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What to Know About Your Principal Disability Denial Options

Whether you’re concerned you’ll soon receive a disability insurance benefits denial letter from Principal or you’ve already gotten one, you’ll want to take your next steps quickly. It takes time to build a solid appeal, and waiting too long to take action can limit your options going forward. Read on…

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Tips to Avoid Denial of Your New York Life Disability Claim

If you’re applying for long term disability insurance benefits from New York Life, you may be concerned about having your claim denied—and then having to go through the lengthy appeal process in order to secure your disability insurance benefits. there’s no one-size-fits-all application that will guarantee that a particular claimant’s…

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Protecting Your Northwestern Mutual Long Term Disability Benefits

Whether you’re considering filing a long term disability claim with Northwestern Mutual, have recently received a denial letter, or are just hoping to keep your current monthly disability benefits, it’s a good idea to do your homework before you contact Northwestern. Although this insurance carrier tends to be far more…

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Prevent Standard Insurance from Denying Your Claim for Disability Benefits

Although it may not have the name recognition of Cigna, Northwestern Mutual, or MetLife, each year Standard Insurance Company issues and administers thousands of individual and group disability policies throughout the U.S. But Standard policyholders may find actually qualifying for benefits to be a bit of an uphill battle. Below, Dell &…

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What to Know About Your Prudential Lump Sum Disability Buyout Options

Ever since your Prudential long term disability insurance claim was approved, you may have wondered when your policy buyout offer is coming. Indeed, many long term disability claims are terminated early with a lump sum settlement offer instead of regular monthly payments. But this process isn’t automatic, and the decision…

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What to Know About Applying for Reliance Standard Disability Benefits

If you’re considering filing for long term disability benefits under your Reliance Standard disability policy, you may be concerned about your claim being denied. Although Reliance Standard denies plenty of disability claims, like just about all long term disability insurance carriers, at Dell & Schaefer we’ve handled hundreds of these…

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What Claimants Should Know About Receiving Chubb Disability Benefits

If you have a long term disability policy through Chubb, you may be wondering what you’ll need to do to secure your claim for benefits. At Dell & Schaefer, our nationwide team of skilled long term disability insurance attorneys have helped thousands of claimants recover benefits from Chubb and other…

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What to Know About Applying for Dearborn National Long Term Disability Benefits

If Dearborn National recently denied your claim for long term disability benefits, you may be wondering what your next steps should be. In most cases, appealing the denial of disability benefits will require a claimant to file a lawsuit, but the path such a lawsuit may take can vary widely…

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Applying for Sun Life Long Term Disability Benefits: Tips for Claimants

For someone seeking long term disability benefits from Canadian-based disability insurance carrier Sun Life, trying to tackle this process on your own can be a major challenge. Insurance companies like Sun Life often seem to speak their own unique language and have a vested interest in denying a claimant’s request…

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