If you’re considering filing for long term disability benefits under your Reliance Standard disability policy, you may be concerned about your claim being denied. Although Reliance Standard denies plenty of disability claims, like just about all long term disability insurance carriers, at Dell & Schaefer we’ve handled hundreds of these…
If you have a long term disability policy through Chubb, you may be wondering what you’ll need to do to secure your claim for benefits. At Dell & Schaefer, our nationwide team of skilled long term disability insurance attorneys have helped thousands of claimants recover benefits from Chubb and other…
If Dearborn National recently denied your claim for long term disability benefits, you may be wondering what your next steps should be. In most cases, appealing the denial of disability benefits will require a claimant to file a lawsuit, but the path such a lawsuit may take can vary widely…
For someone seeking long term disability benefits from Canadian-based disability insurance carrier Sun Life, trying to tackle this process on your own can be a major challenge. Insurance companies like Sun Life often seem to speak their own unique language and have a vested interest in denying a claimant’s request…
At Dell & Schaefer, our long term disability insurance attorneys have handled disability claims at every stage of the process and are very familiar with the policies Mutual of Omaha relies on in approving (or denying) a claim for disability insurance benefits. If you’ve recently received a denial letter from…
COVID-19 shows no signs of going away soon, and for long term disability insurance claimants (as well as those who are considering filing for disability benefits), the added variable of this global pandemic can throw a wrench in a disability application. COVID-19 can affect everything from your ability to access…
Northwestern Mutual sells many different types of disability insurance policies. The first step you must take is to must review your specific policy to determine the definition of disability used by the insurance company. As a general rule, most Northwestern Mutual policies use two definitions of disability. The first applies…
Struggling with a disability that keeps you from working can be frustrating and financially stressful. If you have an individual or group long term disability policy with Principal Financial and have recently submitted a claim for disability insurance benefits, you might be wondering what to expect from the process. At…
There’s no such thing as a guaranteed disability benefit – an initial approval doesn’t mean you’ll receive disability benefits through the end of the policy term. Guardian Disability long term disability benefits are no exception. If you’ve recently received an approval letter from Guardian Disability, don’t let yourself become complacent.…
Filing a claim for long term disability benefits under your Standard disability insurance policy can be a stressful experience, and claimants often have unanswered questions. How long will it take to get a decision? When will you start receiving benefits? What happens if your claim is denied? At Dell &…