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Long Term Disability Law Blog

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Principal Disability Insurance Denial Reversed for Director with Heart Attack

Attorneys Greg Dell, Stephen Jessup, and Alex Palamara from Dell Disability Lawyers discuss a successful disability insurance appeal against Principal Financial Group. Their client—a director of operations helping at-risk youth—suffered a heart attack and was denied short-term, long-term, and life insurance waiver benefits all at once. Principal’s denial was based…

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The Standard Disability Insurance Appeal Victory for Nurse with Knee Surgeries

Attorneys Gregory Dell, Rachel Alters, and Caesar Gavidia discuss a long-term disability appeal case that Rachel won against Standard Insurance Company. Rachel’s client, a registered nurse with multiple back and knee surgeries, had her benefits denied after the policy’s definition changed from “own occupation” to “any occupation.” Rachel explains how…

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Hartford Disability Insurance Appeal Victory for Amazon Employee with Back Condition

We discuss a successful long-term disability appeal against The Hartford. The case involved an Amazon employee who developed severe back and neurological issues that prevented him from working. Hartford approved his claim initially but terminated benefits after almost two years – just before the policy’s definition of disability changed from…

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Incredible Prudential Disability Insurance Denial Reversed 4 Times

We discuss a disability insurance case handled by us, involving a former wellhead technician who suffered from severe degenerative spinal conditions (cervical and lumbar) and had undergone three back surgeries and a motorcycle accident. Despite clear medical evidence of worsening health, Prudential (the insurer) denied his long-term disability claim four…

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Nurse With Gastrointestinal Issues Wins Lincoln Disability Insurance Appeal

Case Overview The discussion centers on a nurse suffering from severe gastrointestinal issues, including constant bowel incontinence and multiple surgeries. She was initially approved for short-term and long-term disability benefits, but after about 18 months, Lincoln Financial denied her claim. The insurer argued that after surgeries, she should be able…

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Nurse with Neck, Back and Hip Disorders Wins Standard Disability Insurance Appeal

Explore how to overcome disability insurance denials with disability insurance attorney Rachel Alters. Challenging Inaccurate Disability Assessments Overcoming Disability Insurance Denials with Rachel Alters Misclassification of Nursing Occupation Challenges with Vocational Assessments and Sedentary Work Insurance Bias in Medical Evaluations Challenges of Maintaining Focus in High-Stakes Jobs

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Guardian Disability Insurance Denial and Appeal Q&A

Our disability insurance attorneys have spoken with thousands of Guardian long term disability claimants that have been denied benefits. We discuss the most common Guardian long term disability denial appeal questions and provide tips for getting a Guardian disability denial reversed. Can I win my Guardian long term disability appeal?…

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