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Long Term Disability Law Blog

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Reason #4 for Disability Denial: The Insurance Company Misleads Your Doctor

The disability insurance attorneys at Dell Disability Lawyers have seen many attempts by insurance companies to mislead a claimant’s treating physician, essentially tricking the doctor into making a statement that gives the insurance carrier a reason to deny the claim. What should claimants do to protect against this? Below are…

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Review Your Medical Records After Every Doctor Visit

It is typical for our disability lawyers to see a long term disability denial where a claimant’s medical record is either missing critical information or the treating doctor wrote something that is not accurate. Since most doctors use electronic records we also see many situations where the doctor says the…

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You Must File for SSDI With a Group Disability Policy

In this long term disability lawyer tip we discuss the requirements and issues surrounding applying for social security disability benefits when you already have a long term disability insurance policy. There are strategies as to when to apply for SSDI in conjunction with the timing of your long term disability…

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Reason #3 for Disability Denial: Video and Social Media Surveillance

At Dell Disability Lawyers, we’ve helped thousands of long term disability claimants successfully appeal denials of their claims – and one of the most common reasons for these claim denials involves video surveillance. Even if you’ve never noticed an insurance representative lurking around your house, video surveillance of claimants is…

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Psychologist & Psychiatrist Disability Insurance Claim Tips

Attorneys Gregory Dell and Alex Palamara discuss disability claims for Psychiatrists and Psychologists. Insurance companies will minimize the physical and mental demands of your occupation. Psychiatrists and Psychologists have to be laser-focused every day to treat patients effectively. It is a tremendous responsibility and incredibly stressful. Sitting in a chair…

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The Long-Term Disability Insurance Claims for Otolaryngologists (ENT Doctors)

Attorneys Gregory Dell and Alex Palamara discuss disability claims for Otolaryngologists or Ear, Nose and Throat (ENT) physicians. Insurance companies will minimize the physical and mental demands of an ENT. Requests are made for CPT/surgical codes to understand your occupation but insurance companies will ignore most other duties of an…

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Understand the Definition of Disability in your Long Term Disability Policy

Disability insurance attorneys Stephen Jessup and Gregory Dell discuss the importance of understanding the “definition of disability” in your long term disability policy. It’s very common for long term disability claims to be denied due to the definition of disability changing from own occupation to any occupation. We discuss steps…

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