Lincoln Financial Disability Insurance Denial of Hotel Manager with Colon Cancer Reversed

Long term disability attorney Stephen Jessup discusses a successful appeal against Lincoln Financial for a resort general manager whose disability claim was terminated after his colon cancer went into remission. Although Lincoln initially approved benefits, it later denied the claim based on an internal paper medical review, ignoring ongoing disabling symptoms such as severe fatigue, pain, bowel incontinence, and chemotherapy-induced peripheral neuropathy. Attorney Jessup overturned the denial by submitting functional capacity testing and strong rebuttal letters from treating physicians. Lincoln reversed its decision and reinstated benefits within seven days, highlighting a common insurer practice of cutting off cancer claims at remission and the importance of thorough medical and functional evidence in appeals.