Understanding the New Regulations for ERISA

Those facing the inability to work due to a disability often till have a lot of work to do – in the form of fighting for their disability insurance benefits. Far too often the individual is the one being neglected and pushed around, even by their own insurance providers who is supposed to help them and take care of them after filing a disability insurance claim. That is where Disability Insurance Attorneys Dell & Schaefer can help fight for you! Disability insurance attorneys Gregory Dell and Stephen Jessup discuss the new ERISA regulations drafted by the Department of Labor that took effect on April 1, 2018. It is the hope of many that this regulation will work for the disabled claimants. It remains to be seen if the Department of Labor’s regulation changes will make a noticeable impact to the benefits of insureds and claimants.

What is ERISA?


Most people have never heard of the word ERISA until they have to deal with their short or long term disability insurance provider. ERISA is a confusing law and unfortunately a law that favors insurance companies. Thousands of claimants contact us every year wanting to know what their options are following a denial of disability benefits.

Topics discussed in this video by Gregory Dell and Stephen Jessup include:

  • Right to Review and Respond to New Information
  • What to do Before a Final Decision
  • Deemed Exhaustion of Claims and
  • Appeal Processes to Fight a Ruling on Your Case

The major underlying issus that has come to the forefront is that many who are filing claims on their disability insurance are being denied. Until now, much of the legal terminology and protocols were set up to benefit the insurance company. Thankfully steps are being taken to swing more of the power back to the policy holder. It will take time to see the full impact these changes will have and there is still much that needs to be done. But it is still a step in the right direction and is something Disability Insurance Attorneys Dell & Schaefer can assist you with.

For more videos and comments about ERISA you should visit our Q&A section on our website. Also, make sure you check out our social media pages or feel free to call us or chat online at your convenience! We look forward to speaking with you again soon and helping you navigate the new and ever changing waters of the ERISA code and regulations!