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How Long Do You Have To Be Out Of Work To Apply For Disability Insurance Benefits?

When it comes to applying for long term disability benefits, timing questions—in particular, when to apply for benefits—tend to be the types that keep claimants up at night. At Dell & Schaefer, we’ll be the first to tell you that the answer to this question is often, “it depends.” Though…

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Top 5 Causes of Disability Insurance Claims

In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more…

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How Long Does Long Term Disability Insurance Take to Process & Get Paid?

One question on the top of everyone’s mind about their long term disability insurance benefit is, “How long does a disability insurance claim take to process?” The answer is a common one: It all depends. There are many variables that influence how long it takes. Everyone thinks the delay is because the…

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Do I Have to Quit My Job Before Applying for Disability insurance Benefits?

We are often asked, “Do I have to quit my job before I apply for disability insurance benefits?” The answer is a resounding, “No!” In fact, you should not quit your job if you are planning on filing for benefits under your employer-provided policy. The insurance company will say since…

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Disability Attorneys Discuss Doctors and Their Tendency to Hide Their Disabling Medical Condition

In this video, attorneys Gregory Dell and Stephen Jessup talk about the difficulties doctors often face when applying for disability benefits. Many doctors are hesitant to admit they have a disabling condition. They fear it may affect their ability to sell their medical practice. They are also concerned about what…

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Disability Attorneys Talk About Large Disability Insurers and How They Process a Claim

In this video, Attorneys Gregory Dell and Victor Peña discuss trends with Disability Insurance companies. Insurers across the country seem to be getting stricter with their evaluation of claims. They are conducting more field interviews, more independent medical exams (IMEs), and using video surveillance. The goal seems to be to…

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