If your request for long term disability insurance benefits has been denied, you may be wondering what your next steps should be. All disability insurance carriers have an appeal process, whether this means a mandatory internal appeal or a civil lawsuit – however, the deadlines for these appeals can be tight, and just getting the […]
When it comes to applying for long term disability benefits, timing questions—in particular, when to apply for benefits—tend to be the types that keep claimants up at night. At Dell & Schaefer, we’ll be the first to tell you that the answer to this question is often, “it depends.” Though most claimants can benefit from […]
Are you asking yourself the question, “Do I qualify for disability insurance benefits?”? In this round table discussion, the disability insurance attorneys at Dell & Schaefer examine the topics: what are the terms of your disability insurance policy the definition of “pre-existing condition” why medical support is so important how carriers use the fact that […]
In this video and article gain insight into the most common medical reasons for a disability insurance claim. Disability insurance attorneys Rachel Alters, Gregory Dell and Cesar Gavidia discuss the TOP 5 Common Disability Insurance Claim Conditions. For an extensive review of your disability insurance company visit Diattorney.com for more information on applying for disability […]
We help doctors understand the importance of explaining to the insurance company how your medical condition interferes with your ability to do your job.
Hiring an attorney to prepare your claim for long-term disability benefits can make the difference in approval or denial of benefits.
The length of time to process a disability benefits claim depends on the elimination period and providing complete evidence to the insurance company.
Do not quit your job before applying for disability. You will not have coverage and will not be eligible for disability benefits.
In this video, attorneys Gregory Dell and Stephen Jessup talk about the difficulties doctors often face when applying for disability benefits. Many doctors are hesitant to admit they have a disabling condition. They fear it may affect their ability to sell their medical practice. They are also concerned about what may happen if patients discover […]
In this video, Attorneys Gregory Dell and Victor Peña discuss trends with Disability Insurance companies. Insurers across the country seem to be getting stricter with their evaluation of claims. They are conducting more field interviews, more independent medical exams (IMEs), and using video surveillance. The goal seems to be to deny as many claims as […]