Long Term Disability Law BlogA lot of people think that they are disabled if they can’t do their own job, but your disability policy may have language that your job must be considered as it is performed in the national economy and not how it is performed for your employer.
Your Date of Disability Must be Prior to Your Employment Ending
When you apply for long term disability you must be disabled while you are still employed. There are many people that get fired due to poor performance as they try to continue working with a disability. Even though you tried to continue working with a disability and were fired, it may still be possible to […]
Long Term Disability Insurance Benefits Can Be Denied at Anytime
Long-term disability lawyers Gregory Dell and Cesar Gavidia discuss the fact that long-term disability benefits can be denied at any time.
Obtain “Objective” Evidence to Win Benefits
Long term disability benefits claims are often denied because a disability company claims that you do not have objective evidence to support your disability claim.
Reason #4 for Disability Denial: The Insurance Company Misleads Your Doctor
The disability insurance attorneys at Dell Disability Lawyers have seen many attempts by insurance companies to mislead a claimant’s treating physician, essentially tricking the doctor into making a statement that gives the insurance carrier a reason to deny the claim. What should claimants do to protect against this? Below are some of the lessons we’ve […]
Review Your Medical Records After Every Doctor Visit
It is typical for our disability lawyers to see a long term disability denial where a claimant’s medical record is either missing critical information or the treating doctor wrote something that is not accurate.
You Must File for SSDI With a Group Disability Policy
In this long term disability lawyer tip we discuss the requirements and issues surrounding applying for social security disability benefits when you already have a long term disability insurance policy.
Reason #3 for Disability Denial: Video and Social Media Surveillance
At Dell Disability Lawyers, we’ve helped thousands of long term disability claimants successfully appeal denials of their claims – and one of the most common reasons for these claim denials involves video surveillance. Even if you’ve never noticed an insurance representative lurking around your house, video surveillance of claimants is so common that it’s not […]
Real Estate Salesperson Disability Benefit Claim Strategies
Attorneys Gregory Dell and Rachel Alters discuss the occupation of a realtor and provide tips to win your disability benefits. Insurance companies will often overlook all the job duties you perform as a realtor which can change on a daily basis. You may work in an office one day, make phone calls, and type on […]
Treat With Your Doctor Often
Many long term disability benefit claims are denied because the claimant is not seeking enough medical treatment.