Long Term Disability Law BlogIf you’re considering filing for long term disability benefits under your Reliance Standard disability policy, you may be concerned about your claim being denied. Although Reliance Standard denies plenty of disability claims, like just about all long term disability insurance carriers, at Dell & Schaefer we’ve handled hundreds of these claims and know exactly what […]
What Claimants Should Know About Receiving Chubb Disability Benefits
If you have a long term disability policy through Chubb, you may be wondering what you’ll need to do to secure your claim for benefits. At Dell & Schaefer, our nationwide team of skilled long term disability insurance attorneys have helped thousands of claimants recover benefits from Chubb and other nationwide insurance carriers. Read on […]
What to Know About Applying for Dearborn National Long Term Disability Benefits
If Dearborn National recently denied your claim for long term disability benefits, you may be wondering what your next steps should be. In most cases, appealing the denial of disability benefits will require a claimant to file a lawsuit, but the path such a lawsuit may take can vary widely based on the policy’s language. […]
Applying for Sun Life Long Term Disability Benefits: Tips for Claimants
For someone seeking long term disability benefits from Canadian-based disability insurance carrier Sun Life, trying to tackle this process on your own can be a major challenge. Insurance companies like Sun Life often seem to speak their own unique language and have a vested interest in denying a claimant’s request for benefits. At Dell & […]
What to Expect During a Mutual of Omaha Disability Denial Lawsuit
At Dell & Schaefer, our long term disability insurance attorneys have handled disability claims at every stage of the process and are very familiar with the policies Mutual of Omaha relies on in approving (or denying) a claim for disability insurance benefits. If you’ve recently received a denial letter from Mutual of Omaha and are […]
How COVID-19 Can Impact a Disability Insurance Claim
COVID-19 shows no signs of going away soon, and for long term disability insurance claimants (as well as those who are considering filing for disability benefits), the added variable of this global pandemic can throw a wrench in a disability application. COVID-19 can affect everything from your ability to access and document medical care to […]
Tips for a Mass Mutual Disability Benefit Application Approval & How to Stay on Claim
Most disability policies written by Mass Mutual are individual ones purchased by professionals like doctors, dentists, lawyers, and other business owners. The company has a reputation for being fair, but also for requiring strict compliance with the regulations. Mass Mutual will thoroughly review all medical records and physicians’ reports of restrictions and limitations and how […]
Tips for Northwestern Mutual Disability Benefit Application Approval
Northwestern Mutual sells many different types of disability insurance policies. The first step you must take is to must review your specific policy to determine the definition of disability used by the insurance company.
Tips to Recover Disability Benefits from Principal Disability
Struggling with a disability that keeps you from working can be frustrating and financially stressful. If you have an individual or group long term disability policy with Principal Financial and have recently submitted a claim for disability insurance benefits, you might be wondering what to expect from the process. At Dell & Schaefer, we’ve handled […]
Handling Your Guardian Disability Claim After Approval
There’s no such thing as a guaranteed disability benefit – an initial approval doesn’t mean you’ll receive disability benefits through the end of the policy term. Guardian Disability long term disability benefits are no exception. If you’ve recently received an approval letter from Guardian Disability, don’t let yourself become complacent. Learn more about how your […]