Articles Posted in California Disability Lawsuit

In this recent case out of California, the Plaintiff previously worked in IT for the Capital Group Companies. However, he was forced to stop working on February 2, 2011, due to chronic fatigue and fibromyalgia. Through his employer, the former IT employee had long term disability coverage under a Policy with Reliance Standard. After applying for benefits, his claim was approved in August 2011 and ultimately paid through March of 2015. Unfortunately benefits after March of 2015 were denied as Reliance Standard believed he no longer satisfied the definition of disability. After numerous appeals were filed and numerous reviews conducted, a lawsuit was filed.
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In this video, disability insurance attorneys Rachel Alters and Gregory Dell discuss a California Federal Court decision in which a SunLife disability insurance denial was reversed. The SunLife policy holder suffering from Fibromyalgia was on claim for 5 years when SunLife abruptly decided the claimant could return to work.
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In Cruz-Baca v. Edison International Long Term Disability Plan, an ERISA plan, Plaintiff was employed by Southern California Edison Company (“SCE”) as a Customer Specialist 2, and, as an employee, was eligible to participate in the Plan. On October 15, 2010, Plaintiff left work due to her chronic pain and rheumatoid arthritis, and applied for benefits through SCE’s Comprehensive Disability Program (“CDP”). Plaintiff was found to be disabled, and her short term disability benefits were approved, effective October 15, 2010. Plaintiff was approved for Long Term Disability (“LTD”) benefits under the Plan, effective April 14, 2011, after satisfying the six month qualifying period. The Plan terminated Plaintiff’s benefits on May 19, 2014 because it was determined that she no longer satisfied the Plan’s definition of disabled. Plaintiff appealed the termination of her benefits, and the Plan denied Plaintiff’s appeal.
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California Court overturns Hartford’s denial of long term disability to plaintiff who suffers from chronic fatigue syndrome and awards benefits without remand.

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The U.S. District Court for the Central District of California recently ruled that a claimant, diagnosed with relapsing remitting multiple sclerosis and insured under Aetna long-term disability and life insurance policies, qualified for benefits under the long-term disability insurance policy but did not qualify for waiver of premium benefits under the life insurance policy.
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Recently, three separate lawsuits were filed in California and Alabama against Unum Life Insurance Company of America for the improper termination or denial of long term disability benefits. For each of these individuals, the lawsuits, which were filed with the help of their respective disability lawyers, was their final hope to a just outcome after being denied benefits by Unum.
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Four plaintiffs have sued Unum Life Insurance Company Of America (Unum) in the District Courts of California, Michigan, and Massachusetts for the recovery of long-term disability benefits covered by the Employee Retirement Income Security Act (ERISA). In all four cases that were filed via the respective disability lawyers, Unum is accused of refusing to pay the Plaintiffs’ long-term disability claims under their respective plans.
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Four plaintiffs have sued Unum Life Insurance Company Of America (Unum) in the District Courts of California, Michigan, and Massachusetts for the recovery of long-term disability benefits covered by the Employee Retirement Income Security Act (ERISA). In all four cases that were filed via the respective disability lawyers, Unum is accused of refusing to pay the Plaintiffs’ long-term disability claims under their respective plans.
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Recently, a federal lawsuit was filed by a California disability lawyer against the Provident Life and Accident Insurance, Co. (Provident) and Unum Group (Unum). The Plaintiff, James M., M.D., worked as a Psychiatrist. Plaintiff applied for a disability insurance policy from Provident in or around December 1982.

Like many claimants, Dr. James M. was forced to file a lawsuit against Provident Life and Unum after being denied continued long term disability benefits.
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A California claimant and his California disability lawyer filed a lawsuit against UNUM Life Insurance Company of America in the United States District Court for the Northern District of California on July 7, 2011 in an effort to force the insurer to pay his entitled disability benefits.

A beneficiary of a UNUM Life Insurance policy through the Electrical Workers Health and Welfare Trust for San Mateo County, Frances Q. became disabled on September 10, 2009. Frances returned to work in April 2010 and worked until he again became disabled in February 2011.
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