Articles Posted in Long Term Disability Lawyer Tips

Disability insurance attorney Alex Palamara discusses the basic initial things you must do if your long term disability benefits have been denied by United HealthCare. If you have been denied, our disability insurance lawyers offer an immediate free phone consultation and review of your disability benefit denial.

To prevent a long term disability denial, we want you to understand how important it is to follow your doctors suggestions. The disability insurance companies are only looking for one reason to deny your long term disability benefits. Make sure your doctor is recommending everything possible to treat and diagnose your medical condition(s).

Symetra’s share of the long term disability insurance industry has grown significantly. Symetra is a subsidiary of the multi billion dollar Sumitomo Life Insurance Company. Disability insurance lawyers Alex Palamara and Gregory Dell provide some tips on how to handle a Symetra disability benefit denial. We encourage you to contact us for a phone consultation […]

Social media is the number one tool disability insurance companies use to deny long term disability claims. As much as you love it, don’t use it and be careful about appearing on the social media posts of others.

Selecting a date of disability is very important and you have to be strategic.

The doctor is usually overwhelmed with patients and can make mistakes on your attending physician statement (APS).

Disability insurance companies will call your treating doctor to discuss your disability insurance claim. Your doctor might not be prepared for the call and may say something that is detrimental to your disability benefits claim. You should tell your doctor to not speak with the insurance company. They should ask the disability insurance company to […]

Disability insurance attorney Gregory Dell discusses the difference between total and residual disability. The disability insurance companies might argue that a claimant is residually disabled and does not qualify for total disability. We have dealt with this issue a lot. Attorney Dell provides some tips for long term disability approval and discusses the problems that […]

At Dell & Schaefer, we’ve been contacted by many disability claimants whose claims have been denied. Over the years, we’ve seen just about every possible basis for a disability benefit denial – and one of the most frequently-seen reasons involves the disability insurance carrier’s paper review and independent medical exam or evaluation (IME). Below, learn […]

It is common for a disability insurance company to deny long term disability benefits when a person is transitioning from short to long term disability benefits. Many people are led to believe that if they were approved for STD then their LTD will automatically be approved.